Yesterday, the Government of Jammu and Kashmir along with the Union Minister Shivraj Singh Chouhan made a big announcement regarding the PM Awas Yojana Jammu and Kashmir. Under this announcement the government declared that nearly 5 lakh homeless families are to be selected by the government for receiving housing opportunities from the government. By offering this scheme, the government aims to ensure that every homeless resident will soon receive means of survival in the form of permanent houses under PM Awas Yojana Jammu and Kashmir. If you’re a homeless resident of J&K and wish to avail housing benefit from the scheme by knowing more about this scheme so stay connected with this article for complete details.
What is PM Awas Yojana Urban 2.0?
The ‘’Pradhan Mantri Awas Yojana Urban 2.0 ’’ is a life-changing housing project designed by the Central Government of India in 2016 aiming at providing an access to the urban residents to call a place to home by offering financial assistance for the construction of pucca houses in urban areas. As of now, more than 93.19 Lakh houses have already been constructed and delivered to beneficiaries. Under this housing scheme, the government approved a total of 2,34,864 new houses in nine States. Among the houses approved today under PMAY-U 2.0, more than 1.25 lakh houses have been sanctioned for the women alone, including single women and widows, ensuring empowerment of women. Meanwhile, 44 houses have been allotted to Transgenders. By offering this scheme the government aims to promote inclusiveness and social equity among different underprivileged groups with 42,400 houses allotted in name of for SC beneficiaries, 17,574 houses for ST beneficiaries and 1,13,414 for the OBC.
Also Read: PMAY 2.0 Apply Online
5 Lakh Beneficiaries will Get Houses Under PMAY
- As per the latest flash it’s noted that, nearly 5 lakh homeless families are to be selected by the government for receiving housing opportunities from the government.
Key Highlights of PM Awas Yojana Jammu and Kashmir
| Name of the Scheme | PM Awas Yojana Jammu and Kashmir. |
| Introduced By | Ministry of Housing & Urban Affairs |
| Governing Body | Central Government of India. |
| Launched in | Jammu and Kashmir. |
| Year of Approval | 2025-26 |
| Motto | Housing for All |
| Intention | To ensure that every homeless family receives this housing opportunity and reduce the ratio of homelessness in the country. |
| Vision | VIKSIT BHARAT. |
| Total % of Allotment Completed | 93%. |
| Total Families Benefitted | Nearly 5 lakh homeless families. |
| Benefits | Deserving residents receive affordable housing options |
| Eligible Communities | LIG, EWS, MIG, LIG. |
| Beneficiaries | Urban Residents. |
| Target Beneficiaries | Homeless Residents of J&K. |
| Mode | Online |
| Official Website | PMAY-U 2.0. |
Eligibility Criteria
To be eligible for PM Awas Yojana Jammu and Kashmir, applicant must have to meet the following eligibility criteria these are as follows:-
- Applicants must be a permanent resident of Jammu and Kashmir.
- Applicants must not have their own house in the state.
- Applicants must belong to EWS, LIG, and MIG families in urban areas.
- Applicants must be a member of a lower middle-class family.
- Priority will be given to widows, single women, persons with disabilities, senior citizens, transgenders, SC/ST individuals, minorities, and other vulnerable groups, including street vendors and construction workers.
- If a beneficiary’s parents received a pucca house from prior schemes, the beneficiary will only be considered after other eligible families.
Also Read: pmaymis.gov.in Online Application
Financial Benefits
- Under this government provides financial assistance of Rs.2.50 lakh for the construction of houses.
Documents Required
- Aadhar Card
- Bank Details
- Resident Proof
- Caste Certificate
- Passport Sized Photograph
- Phone Number
Salient Features
- Financial Assistance for Construction:- Under this government provide financial assistance of Rs.2.50 lakh for the construction of houses.
- Latest Update:- As per the latest flash it’s noted that, nearly 5 lakh homeless families are to be selected by the government for receiving housing opportunities from the government.
- Total % of Allotment Completed:- Under this, allotment of 93% of houses under the Pradhan Mantri Awas Awas Yojana (PMAY) in J&K had been completed, and the remaining eligible beneficiaries had been identified.
- Eligible States:- These houses are available in nine states including Assam, Bihar, Chhattisgarh, Gujarat, Madhya Pradesh, Maharashtra, Odisha, Rajasthan and Uttar Pradesh.
- Four Pillars of PMAY-U:- PMAY-U 2.0 is being implemented through four verticals; these verticals are Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS). The houses approved in the CSMC meeting are under BLC and AHP verticals of the Scheme.
Pradhan Mantri Awas Yojana Odisha Verticals
PMAY-U 2.0 is being implemented through four verticals these includes:-
- Beneficiary Led Construction (BLC):- EWS beneficiary to construct house on own land
- Provision of land patta/ rights to the landless by States/UTs.
- Geo-tag the construction stages of the house by beneficiaries.
- Release of instalment is linked to construction stage
- Free of cost statutory approvals, if needed
- Upgradation of Tenable Slums with housing and infrastructure.
- Affordable Housing in Partnership (AHP):- EWS beneficiary to purchase/avail alloted houses in Apartment projects by public/ private sector agencies/ parastatal agencies.
- Redeemable Housing Vouchers for purchase of houses in whitelisted private sector projects.
- Various State Incentives to public/private projects.
- In-Situ Slum Redevelopment of Tenable Slums or Slum Resettlement.
- Affordable Rental Housing (ARH):-
- Model-1: Utilizing existing Government funded vacant houses by converting them into ARH under PPP mode or by public agencies.
- Model-2: Construct, Operate and Maintain rental housing by Private/Public Entities for urban poor, working women, employees of Industries, Industrial Estates, Institutions and other eligible EWS/LIG families.
- Interest Subsidy Scheme (ISS):- Max. Loan value ₹25 lakh, Max. House Value ₹35 lakh
- 5 Yearly instalments of Loan subsidy.
- Annual household income: – EWS – up to ₹3 lakh – LIG – up to ₹6 lakh – MIG – up to ₹9 lakh.
- EWS/LIG/MIG- Loan Subsidy upto ₹1.80 lakh.
Also Read: List of Government Housing Schemes in India
PM Awas Yojana Jammu and Kashmir Apply Online 2025
To apply for PM Awas Yojana Jammu and Kashmir, applicant needs to follow these steps:-
- Step 1: After clearing, all the eligibility criteria applicants must visit the PMAY Urban website.
- Step 2: Once the applicant reaches the homepage of the official website, click on the “Apply Online” option.
- Step 3: An application form will appear on the applicant’s screen
- Step 4: Now enter all the asked details.
- Step 5: Upload all the relevant documents with the application form
- Step 6: Once quickly review all the entered details carefully.
- Step 7: Now the applicant needs to click on the Submit option to complete their application process.
Login for PM Awas Yojana
- Step 1: First of all, applying candidates need to visit the official PMAY-U 2.0. website to login officially.
- Step 2: Once the homepage of the official website opens on the screen.
- Step 3: Now click on the Login option.
- Step 4: A new page will be open on your desktop screen the applicant must enter your registered mobile number and password.
- Step 5: After that, enter the captcha code shown in the image.
- Step 6: Once quickly review all the details carefully.
- Step 7: At last, click on the Login option to complete their login process.
Contact Details
- Phone No: 011-23060484, 011-23063620
011-23063567, 011-23061827
Important Downloads
FAQs
Who launched this PMAY Urban 2.0?
Ministry of Housing and Urban Affairs, Government of India, launched PMAY Urban 2.0 2024.
Is it necessary to be a resident of India for the scheme?
Yes, it’s necessary to be a permanent resident of India for the PMAY-U Scheme
Can I apply Online for PMAY Urban 2.0?
Yes, you can apply online through official PMAY Urban 2.0 website.
What are the benefits covered under PMAY-U?
Government offer housing assistance to lower middle-class residents of the state so that they are able to construct their own house.
Q. Who can apply for PMAY-U?
Disabled, agricultural laborers, sanitation workers, Dalits, widows, transgenders and people from tribal groups are able to apply.