To protect slum residents from natural disasters by transforming vulnerable slum areas into safer, stronger communities, the Government of Tamil Nadu has come up with a new housing welfare scheme called the “Tamil Nadu Disaster-Resilient Housing Scheme” for natural disaster-affected residents of the state. Under this scheme government covers over 30,000 families in low-line and flood-prone zones by building homes with features such as fly ash bricks, corrosion-proof steel, and waterproof cement, which make them durable against wind, rain, and flooding. Under this scheme government plans to develop around 40,000 homes across 12 districts by providing means of shelter to those residents who are severely affected by natural calamities. If you are a resident who has been hit by a natural disaster and lost their home, and wish to be a part of this helpful scheme by applying for the same online so keep exploring this article for complete details.

Objective of Tamil Nadu Disaster-Resilient Housing Scheme
The main objective of this scheme is to provide a means of shelter to those residents who are severely affected by natural disasters in the state. Under this scheme government provides financial assistance of Rs 5,000 to support those families who are impacted by recent monsoon floods. By offering this scheme government aims to reduce the burden on daily wage earners, small farmers, and the urban poor by providing immediate monetary assistance to them.
Also Read: Kalaignar Kanavu illam Housing Scheme
Key Highlights of Disaster-Resilient Housing Scheme
Name of the Scheme | Tamil Nadu Disaster-Resilient Housing Scheme |
Launched By | Government of Tamil Nadu. |
Year of Releasing | 2025-26 |
Objective | To provide a means of shelter to those residents who are severely affected by natural disasters in the state. |
Financial Benefits | Deserving residents receive financial assistance of Rs. ₹5,000 in their bank accounts. |
Total Homes Planned | Around 40,000 homes. |
Total Districts Covered | 12 districts, including Chennai, Cuddalore, Nagapattinam, Thoothukudi, and others. |
Special Support | Female-headed households, persons with disabilities, and families affected by repeated flooding |
Eligible Communities | LIG, EWS, MIG, LIG. |
Beneficiaries | Disaster affected residents of Tamil Nadu. |
Mode | Online |
Official Website |
Eligibility Criteria
To be eligible for TN Disaster-Resilient Housing Scheme, applicant needs to clear the following eligibility criteria’s these are as follows:-
- Applicant must be a permanent resident of Tamil Nadu.
- Applicant must live in flood-affected areas in the state.
- Applicant’s job or business must be affected by flooding.
- Applicant must be registered with the local revenue or municipal office.
- Applicant must have a bank account linked to an Aadhar card.
Also Read: TNHB Housing Scheme
Benefits
- Financial Relief:- Under this scheme government provides financial assistance of ₹5,000 to affected families.
- Durable Homes:- Under this, homes are built with features such as fly ash bricks, corrosion-proof steel, and waterproof cement, which make them durable against wind, rain, and flooding.
- Total Homes Developed:- Under this scheme government covers over 30,000 families in low-line and flood-prone zones by building homes with features such as fly ash bricks, corrosion-proof steel, and waterproof cement, which make them durable against wind, rain, and flooding.
- Special Support:- Under this scheme, special financial support is given to female-headed households, persons with disabilities, and families affected by repeated flooding.
- Meet Urgent Needs:-Through the help of this financial support, affected residents can meet urgent needs like buying food, drinking water, replacing damaged clothing and household items, managing temporary shelter costs, and handling health and hygiene needs during emergencies.
- Cash Disbursement Camps:- Under this, for families without bank access, cash disbursement camps are being set up to provide cash benefits to them.
Required Documents
- Aadhar Card
- Resident Proof
- Bank Details
- Caste Certificate
- Income Certificate
- Phone Number
Salient Features
- Additional Households:-Under this scheme government targets 40,000 additional households.
- Homes Under Phase II:- Under Phase II, over 12,000 homes have already entered the construction stage, with completion expected by mid-2026.
- Target Families:- Under this scheme government targets those families who are affected severely by natural disasters by providing means of shelter to them.
- Districts Covered:- Under the phase II government cover a total of 12 districts, including Chennai, Cuddalore, Nagapattinam, Thoothukudi, and others.
- Conduct Community Training Programs:- Under this second phase of TN Disaster-Resilient Housing Scheme, residents are taught how to respond to cyclones, how to use early warning systems, and where to find help during a crisis.
- Money Transfer:- Under this scheme, most of the payments are done via DBT or local cash camps.
Also Read: Perunthalaivar Kamaraj Housing Scheme
Application Process
To apply for the TN Disaster-Resilient Housing Scheme, the applicant needs to follow these steps:-
Step 1: Firstly, visit the official website.
Step 2: Once the home page appears on the screen, click on the icon called “Apply Now”.
Step 3: As the applicant clicks, an application form will open on the screen.
Step 4: Now the applicant needs to enter all the details asked.
Step 5: Once, quickly review all the mentioned details carefully.
Step 6: At last, click on the Submit button to complete the process.
FAQs
Who launched this Disaster-Resilient Housing Scheme?
The Government of Tamil Nadu launched the TN Disaster-Resilient Housing Scheme.
Only disaster-affected residents of TN can apply for this Disaster-Resilient Housing Scheme?
Yes, only disaster-affected residents of TN can apply for this Disaster-Resilient Housing Scheme.
How can we apply for the TN Disaster-Resilient Housing Scheme?
By visiting the official website, you can easily apply for the TN Disaster-Resilient Housing Scheme Online.

Afshaan Gul is an experienced content writer with over 5 years of expertise in explaining Indian government schemes and public welfare programs. He creates easy-to-understand and informative articles that help people learn about schemes. His goal is to make complex information simple so that citizens can easily apply for and benefit from these schemes.