In India, many housing schemes were started by the government to help poor people live better. The most popular one is called Pradhan Mantri Awas Yojana, and it has two parts, which are PMAY-U and PMAY-G. PMAY-U was made for people living in cities, and they are given houses with toilets, water, and some other basic things. PMAY-G was for the villagers, and pucca houses were built for those who were staying in broken or weak homes. Rajiv Awas Yojana was also made before, and many people were helped by it. DDA Housing Scheme was done in Delhi and houses on rent were given. Many state housing plans were also started.
Objective of Government Housing Schemes
The main objective of Government Housing Schemes is to give good homes to poor people who don’t have a house and are living in broken huts. Strong houses with toilets, lights and water are being made so that families can live better and stay safe. These homes are built in both villages and cities where help was needed the most. A happy life is tried to be given by building houses where people can live safely with their families and not worry about rain or cold. Many dreams were made true and smiles were seen on many faces.
Important Factors of Government Housing Schemes
| Name | List of Government Housing Schemes in India |
| Launched By | Government of India |
| Benefits | Providing Housing Facilities |
| Objective | House for all |
| Official Website |
PM Awas Yojana (Urban and Rural)
Pradhan Mantri Awas Yojana (PMAY) is a government scheme to give homes to poor families in both cities and villages. It has two parts: PMAY-U for cities and PMAY-G for villages. PMAY-U wants all people in cities to get houses by 2022. Poor families get help to build houses, with Rs. 1.5 lakh given for each house. Rental houses are also built for workers, poor people, and others. PMAY-G helps poor families in villages who lived in mud houses. Concrete houses are built for them. Financial help is given by the central and state governments. Land is also given to the people to build their homes.
Indiramma Housing Scheme
The Indiramma Housing Scheme was started by the Telangana government to help poor families who don’t have proper homes. Rs. 5 lakh is given to them to build houses. This is something very needed by many families in the state. About 4.50 lakh people have been selected for this scheme. Rs. 22,000 crore has already been put in the budget to make sure the houses are built quickly and without stopping. Each house will be at least 400 sq. ft. big. It will have a RCC roof, a kitchen, and one toilet. Many people are happy because they will get good houses to live in safely and happily.
DDA Housing Scheme
The Delhi Development Authority (DDA) was made in 1957 to help develop Delhi in a fair way. It is in charge of planning and doing land projects. To solve the problem of not enough houses, DDA has started many affordable housing schemes. People can apply for these houses depending on how much money they have. The houses are given to people by a draw. The DDA Housing Scheme is for everyone, including general people, backward classes, SC, ST, and others. Those who are interested can do the DDA House scheme registration to be part of the draw and possibly get a house.
YEIDA Housing Scheme
The YEIDA Plot Scheme 2025 was started by the Yamuna Expressway Industrial Development Authority (YEIDA) to help people who don’t have homes in Noida and nearby areas. This scheme offers plots in a great place near the Noida International Airport. There are 267 residential plots under this program, and these plots will be given to selected people. To apply for a plot, people need to visit the official website and fill out the registration form. It’s a good chance for people to get a home in a good location. Many people are hoping to get a plot and build their homes there.
MHADA Housing Scheme
The MHADA Pune Housing Lottery Scheme was started by the Maharashtra Housing and Area Development Authority (MHADA) to help people who don’t have their own homes. Flats are given through a lottery system, and many people apply to get one. A computer picks the names, so it is said that cheating can’t be done. The houses are given at a low cost, which is why many people want to get one. EWS, LIG, MIG, and HIG groups are included in this scheme. The flats are small but made properly. People feel lucky when their names are picked, but many are still waiting for their turn to be chosen.
CIDCO Housing Scheme
CIDCO (City and Industrial Development Corporation) is a government company in Maharashtra. It focuses on giving affordable homes to the Economically Weaker Sections (EWS) and Low Income Groups (LIG). The “My Preferred CIDCO Home” scheme was started to help with the housing problem in Navi Mumbai. Homes are given through a lottery system. People apply online and pay a refundable amount. The lottery decides who will get the homes. The scheme is made to provide affordable houses to those who need them the most. Many people hope their names will be picked so they can have a good home.
UP Housing Scheme (Awas Vikas)
The UP Awas Vikas Parishad (UPAVP) builds houses in Uttar Pradesh. The government does the work, and different types of houses are made for people from all income groups, like poor, middle, and high-income families. Before starting, the needs of the people are understood. Land is acquired by UPAVP after talks with landowners. Sometimes, private builders are involved through joint ventures. The government schemes like Pradhan Mantri Awas Yojana are also followed by UP Housing Scheme (Awas Vikas). Homes are made for people from all backgrounds. Many families have been helped to get their own homes and live happily.
Haryana Urban Housing Scheme
The Haryana Urban Housing Scheme is run by the Haryana Housing Board. It is made to help people who don’t have enough money for a home. The houses are given using a lottery system. Things like location, cost, and size are thought about when deciding the price. The scheme also helps improve slums. It gives basic things like water, sewage, and transport. Many people are hoping to get a house through this scheme. It is a good chance for those who need affordable housing in Haryana. The objective of the scheme is to make life better for those who need it the most.
Salient Features
The Government housing schemes has several important features, which are as follows:
- Affordable homes are provided to people who cannot afford them.
- A lottery system is often used to decide who will get the houses.
- Location, construction cost, and size are considered before fixing the price of the house.
- The schemes aim to help economically weaker sections and low-income families.
- Basic facilities like water, sewage, and transportation are provided with the houses.
- Some schemes also focus on slum redevelopment to improve living conditions.
- Financial assistance is given to families for building or improving their homes.
- Many families have already benefited from these schemes and are now living in better conditions.
Application Process
To apply for any of the government housing scheme, please follow the below mentioned steps:
- Step 1: Go the official website of any of the housing scheme, the official website links are given below in the table.
- Step 2: First of all, the applicants have to register themselves to the portal, to apply for any of the affordable housing scheme.
- Step 3: Then login to the portal by using login credentials to access the application form of the particular scheme.
- Step 4: Application form will appear on your screen, you have to fill out the application form carefully so that no mistake is there and you can successfully apply for the scheme.
- Step 5: Attach the relevant documents as required in the application form.
- Step 6: Finally Submit the application form to complete the application process.