The website pmaymis.gov.in is used for applying to the Pradhan Mantri Awas Yojana – Urban scheme. It is made by the government to help poor people who do not have good houses in city areas. On this website, the application form can be filled online, and this makes it easy for everyone. The eligibility is also checked by the site using your income, family type, and other things. After submitting, the status of your application is allowed to be checked anytime. It is shown clearly if the form is accepted or still pending. Many people have been helped through this scheme, and more are being given houses every day.
About PM Awas Urban 2.0
The PM Awas Yojana Urban 2.0 was announced by Hon’ble Prime Minister on the 77th Independence Day, where he said a new scheme will be made to help poor and middle-class peoples in getting their own homes. After that, in June 2024, it was decided by the Union Cabinet that help will be given to 3 crore more families in both rural and urban places who need houses. Then in the Union Budget 2024, the Finance Minister said that 1 crore urban families will be helped in the next 5 years. Because of this, PMAY-U 2.0 has been started. It was planned by learning from an old scheme and talking with many people like banks, states and others. Houses will be given using BLC, AHP, ARH, and ISS.
Also Read: pmayg.nic.in Report
Important Factors of pmaymis.gov.in Online Application
| Name of the Article | pmaymis.gov.in Online Application |
| Launched by | Government of India |
| Objective | To provide homes to urban poor |
| Eligibility Check | Check if you meet income and criteria |
| Documents Required | Aadhaar, income proof, bank details |
| Application Process | Online, easy to fill, step-by-step |
| Beneficiary Types | EWS, LIG, MIG families eligible |
| Income Criteria | Based on household annual income |
| Application Status | Track your application after submission |
| Payment Method | Central Government provides funds |
| Verification Process | Documents checked for correctness |
| Mode of Application | Online |
| Official Website | PMAY Urban Website |
Objective of PM Awas Yojana
The main objective of PM Awas Yojana is to give houses to poor and middle-class peoples who do not have a good home to live in. It was started by the government to help such families who were living in weak or rented houses. Assistance is given for building new houses or fixing old ones, so that every family can stay safe and happy. The scheme is being done in both cities and villages, where need is felt most. A better life is tried to be given to everyone through this.
Eligibility Criteria
Here we have provided the eligibility criteria for PMAY-U 2.0, which are as follows:
Also Read: PMAY 2.0 Apply Online
- Families in EWS, LIG, and MIG categories who live in urban areas are eligible and they must not own a pucca house anywhere in India.
- If a beneficiary has received a house under any government scheme in the last 20 years, they cannot apply for PMAY-U 2.0.
- EWS families earn up to Rs. 3 lakh, LIG families earn between Rs. 3 lakh to Rs. 6 lakh, and MIG families earn between Rs. 6 lakh to Rs. 9 lakh annually.
- Priority will be given to widows, single women, senior citizens, persons with disabilities, transgenders, and people from SC, ST, minorities, and other weaker sections.
- Special attention will be given to safai karmis, street vendors under PMSVANidhi, artisans under the Pradhan Mantri Vishwakarma Scheme, Anganwadi workers, and construction workers.
- Slum residents and other vulnerable groups will also be prioritized for the scheme.
- If a beneficiary’s parents received a pucca house earlier, the beneficiary will be considered only after others who haven’t received help.
- Houses that were sanctioned under PMAY-U but were cancelled after 31st December 2023 by the Central Sanctioning and Monitoring Committee (CSMC) will not be considered again for sanction under PMAY-U 2.0.
- Beneficiaries can apply for either PMAY-G or PMAY-U 2.0, depending on their place of residence. The system will ensure no duplication of beneficiaries between both schemes.
- All eligible beneficiaries and their family members must have their Aadhaar or Aadhaar Virtual ID linked with the details of their application to ensure proper identification.
- If any beneficiary does not yet have an Aadhaar or Aadhaar Virtual ID, they must ensure that their enrolment is done as a priority to be eligible for the scheme.
- A committee at the District or ULB level, led by the District Magistrate, Municipal Commissioner, or Executive Officer, will be responsible for selecting beneficiaries.
- The Government of India may also nominate two non-official members or public representatives as part of the committee to oversee and assist with the selection process.
Required Documents
These documents are required for online application:
- Aadhaar Details of Applicant
- Aadhaar Details of Family Members
- Bank Account Details linked with Aadhaar
- Proof of Income
- Land Document (for BLC vertical)
- Allotment or Rejection Letter (if applied earlier under any housing scheme)
Financial Benefits
| States/UTs | PMAY-U 2.0 Verticals | ||
| ARH | ISS | ||
| Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry, and Delhi | Central Govt.: Rs. 2.25 lakh/UnitState Govt.: Minimum Rs. 0.25 lakh/Unit | Technology Innovation Grant Central Govt.: Rs. 3,000/sqm per unitState Govt.: Rs. 2,000/sqm per unit | Home Loan subsidy of up to Rs. 1.80 lakh (actual release) will be provided per unit by the Government of India under the Central Sector Scheme. |
| All other UTs | Central Govt.: Rs. 2.50 lakh/Unit | ||
| All other States | Central Govt.: Rs. 1.5 lakh/UnitState Govt.: Minimum Rs. 1.00 lakh/Unit | ||
Notes:
- The State/UT share is compulsory under PMAY-U 2.0. Apart from the minimum contribution, States may offer additional top-up shares to make housing more affordable. However, beneficiaries are required to contribute at least 25% of the total house or project cost. States or UTs that were providing more than the prescribed share in the earlier PMAY-U scheme will continue to do so under PMAY-U 2.0.
- MoHUA will also provide a Technology Innovation Grant (TIG) to projects using new building materials, technologies, or processes. The grant is Rs. 1,000 per square meter for up to 30 sqm of built-up area, including internal infrastructure, to help cover additional costs in AHP projects.
Also Read: www.pmayg.nic.in List
Fill pmaymis.gov.in Online Application 2025
To fill pmaymis.gov.in Online Application 2025, follow these below steps carefully:
- Step 1: First of all the citizens of Urban areas are requested to visit the PMAY Urban Website where you will find all the important details about the scheme and the process.
- Step 2: You will see the option “Apply for PMAY-U 2.0” on the homepage of the official website; click on it to begin your application process.
- Step 3: You will again see the “Apply for PMAY-U 2.0” option on another page, click to proceed further and move to the next step of the application process.
- Step 4: Page with instructions will appear on your screen, explaining the steps. Click on the “Click to Proceed” button to move ahead and be ready to submit your details.
- Step 5: You will see the list of required documents, and you have to collect them as instructed, then after that, click on the “Proceed” button to continue with the application process.
- Step 6: Another page will appear for you to check your eligibility. Enter your state, annual household income, and other important details to confirm that you are eligible.
- Step 7: After filling in all the details, click on the “Eligibility Check” button. If you are eligible then the application page will appear on your screen, where you can complete the rest of the application process.
- Step 8: Carefully fill out the necessary information on the application page, and ensure that you upload the required documents as per the instructions on the page.
- Step 9: Once you have reviewed everything and confirmed that the details are correct, click on the “Submit” button to complete the application process.
Detail to be filled under Online Application
Details to be filled under Online application includes:
- Personal Details of the Applicant
- Aadhaar Number and Details
- Residential Address and Contact Information
- Family Income Details
- Family Members’ Details
- Bank Account Details linked with Aadhaar
- Proof of Income and Property (if applicable)
Helpline Number
- Address: Pradhan Mantri Awas Yojana (Urban), Ministry of Housing and Urban Affairs, Nirman Bhawan, New Delhi-110011
- Landline number: 011-23063285, 011-23060484
- Email ID: pmaymis-mhupa[at]gov[dot]in
FAQs
What is PMAY-U 2.0?
PMAY-U 2.0 is a housing scheme started by the government to help poor and middle-class families living in cities to buy or build their own pucca homes.
Is Aadhaar mandatory for PMAY-U 2.0?
Yes, Aadhaar is compulsory for both the applicant and family members. If anyone doesn’t have it, Aadhaar enrolment should be done before applying for the housing scheme.
What documents are needed for application?
You need Aadhaar cards, bank details, income proof, land papers (if building), and old allotment or rejection letters if you have applied under any earlier housing scheme.
How can I check my eligibility?
You can check eligibility on the official PMAY website by entering your state, income, and some basic information. The website will tell if you’re eligible or not.
Who can apply for PMAY-U 2.0?
Families in EWS, LIG, or MIG categories without a pucca house in India and living in urban areas can apply, but they must also meet other eligibility rules.
Where can I apply for PMAY-U 2.0 online?You can apply by visiting the official website pmaymis.gov.in. There, you can follow simple steps, fill the form, upload documents, and complete your application.